Open Enrollment
Open Enrollment for 2027 benefits is November 2–13, 2026.
This is your annual opportunity to enroll in or make changes to these benefits:
- Medical, dental, and vision insurance
- Flexible spending accounts (FSAs)
- Supplemental life insurance
- Supplemental accidental death and dismemberment (AD&D) insurance
- Accident, critical illness, and hospital indemnity insurance
If you don’t do anything during Open Enrollment, your current benefits will continue in 2027 except FSAs – if you want an FSA in 2027, you must actively enroll in one during Open Enrollment.
Enrollment Guides & Resources
Need Help?
Call your Benefit Advocate at (925) 658-1542 if you have questions about your benefits or how to enroll.
How to Enroll
When you’re ready to enroll or make changes, log into Workday through Okta.
- Add your personal and dependent information.
- Select your benefit plans for the coming year.
- Review your choices and costs before finalizing.
Evidence of Insurability
If you’re enrolling in or increasing supplemental life and AD&D insurance coverage for yourself or dependents, you may need to provide Evidence of Insurability.
Additional Step for Recent New Hires
If you’re hired during Open Enrollment, you’ll need to enroll twice: first for the current plan year, then again for 2027.
What’s New and Changing in 2027
We are pleased to announce there will be no carrier changes and minor plan design changes for 2027.
- For the Cigna HDHP medical plan, the individual within a family deductible and out-of-pocket maximum will increase slightly.
- Human Interest will continue to cover the majority of medical, dental, and vision benefit costs in 2027. While employee contributions are increasing, employee-only coverage under the Cigna HDHP will remain available at $0.
- We are increasing the amount Human Interest contributes to your Lifestyle Spending Account! Starting in 2027 you will receive $115 per quarter ($460 annually).
- The maximum amount you can contribute to your HSA, FSA, and Commuter benefits are increasing:
- HSA is increasing to $4,500/individual, $9,000/family (limits include the amounts contributed by Human Interest).
- Healthcare & Limited Purpose FSA is increasing to $3,500*, carryover limit to $700*.
- Transit/parking is increasing to $350*/month.
*This amount reflects the 2027 projected IRS limit. These limits are subject to change pending the IRS release of the official 2027 limits.
Plan Costs
The rates below are your monthly employee contributions for 2027.
2027 Medical Rates
Cigna PPO 500
Employee Only: $90.00
Employee and Spouse/DP: $455.00
Employee and Children: $360.00
Employee and Family: $732.00
Cigna HDHP
Employee Only: $0.00
Employee and Spouse/DP: $315.00
Employee and Children: $242.00
Employee and Family: $472.00
Kaiser HMO (CA Only)
Employee Only: $80.00
Employee and Spouse/DP: $380.00
Employee and Children: $287.00
Employee and Family: $576.00
Kaiser HMO (Hawaii Only)
Employee Only: $0.00
Employee and Spouse/DP: $165.00
Employee and Children: $112.00
Employee and Family: $270.00
2027 Dental Rates
Cigna Dental PPO
Employee Only: $0.00
Employee and Spouse/DP: $32.00
Employee and Children: $29.00
Employee and Family: $58.00
2027 Vision Rates
Cigna Vision
Employee Only: $0.00
Employee and Spouse/DP: $5.00
Employee and Children: $5.00
Employee and Family: $11.00
Contribution Limits
Flexible Spending Accounts (FSA)
In 2027, you can contribute up to:
- Health Care or Limited Purpose FSA – $3,500*
- Dependent Care FSA – $7,500
Health Care & Limited Purpose FSA carryover limit: $700*.
*This amount reflects the 2027 projected IRS limit. These limits are subject to change pending the IRS release of the official 2027 limits.
Health Savings Account (HSA)
In 2027, you can contribute up to:
- Individual medical coverage: $4,500
- Family medical coverage: $9,000
These limits include the amounts contributed by Human Interest.
The contribution from Human Interest remains unchanged:
- Individual medical coverage: $1,000
- Family medical coverage: $2,000
Commuter Benefits
In 2027, you can contribute up to:
- Parking – $350*/month
- Public Transportation – $350*/month
*This amount reflects the 2027 projected IRS limit. These limits are subject to change pending the IRS release of the official 2027 limits.
Ready to enroll?
Before you enroll, see what’s new and changing for the next plan year. There may be changes that are important to you.
You have until November 13 to enroll or make changes. As a reminder, if you do nothing by the deadline, all your current benefits except FSAs will continue in 2027.