2027 Benefits Overview
Explore Human Interest’s benefits for the 2027 plan year, including plan costs, contribution limits, and resources to help you understand your options.
Benefits include:
- Medical, dental, and vision insurance
- Flexible spending accounts (FSAs)
- Supplemental life insurance
- Supplemental accidental death and dismemberment (AD&D) insurance
- Accident, critical illness, and hospital indemnity insurance
Benefits Guides & Resources
Need Help?
Call your Benefit Advocate at (925) 658-1542 if you have questions about your benefits or how to enroll.
How to Enroll
For new-hire enrollment, log into Workday through Okta.
- Add your personal and dependent information.
- Select your benefit plans for the applicable plan year.
- Review your choices and costs before finalizing.
Contact your Benefit Advocate if you have questions about enrollment or which plan year applies to you.
Evidence of Insurability
If you’re enrolling in or increasing supplemental life and AD&D insurance coverage for yourself or dependents, you may need to provide Evidence of Insurability.
What’s New and Changing in 2027
We are pleased to announce there will be no carrier changes and minor plan design changes for 2027.
- For the Cigna HDHP medical plan, the individual within a family deductible and out-of-pocket maximum will increase slightly.
- Human Interest will continue to cover the majority of medical, dental, and vision benefit costs in 2027. While employee contributions are increasing, employee-only coverage under the Cigna HDHP will remain available at $0.
- We are increasing the amount Human Interest contributes to your Lifestyle Spending Account! Starting in 2027 you will receive $115 per quarter ($460 annually).
- The maximum amount you can contribute to your HSA, FSA, and Commuter benefits are increasing:
- HSA is increasing to $4,500/individual, $9,000/family (limits include the amounts contributed by Human Interest).
- Healthcare & Limited Purpose FSA is increasing to $3,500, carryover limit to $700.
- Transit/parking is increasing to $350/month.
Plan Costs
The rates below are your monthly employee contributions for 2027.
2027 Medical Rates
Cigna PPO 500
Employee Only: $90.00
Employee and Spouse/DP: $455.00
Employee and Children: $360.00
Employee and Family: $732.00
Cigna HDHP
Employee Only: $0.00
Employee and Spouse/DP: $315.00
Employee and Children: $242.00
Employee and Family: $472.00
Kaiser HMO (CA Only)
Employee Only: $80.00
Employee and Spouse/DP: $380.00
Employee and Children: $287.00
Employee and Family: $576.00
Kaiser HMO (Hawaii Only)
Employee Only: $0.00
Employee and Spouse/DP: $165.00
Employee and Children: $112.00
Employee and Family: $270.00
2027 Dental Rates
Cigna Dental PPO
Employee Only: $0.00
Employee and Spouse/DP: $32.00
Employee and Children: $29.00
Employee and Family: $58.00
2027 Vision Rates
Cigna Vision
Employee Only: $0.00
Employee and Spouse/DP: $5.00
Employee and Children: $5.00
Employee and Family: $11.00
Contribution Limits
Flexible Spending Accounts (FSA)
In 2027, you can contribute up to:
- Health Care or Limited Purpose FSA – $3,500
- Dependent Care FSA – $7,500
Health Care & Limited Purpose FSA carryover limit: $700.
Health Savings Account (HSA)
In 2027, you can contribute up to:
- Individual medical coverage: $4,500
- Family medical coverage: $9,000
These limits include the amounts contributed by Human Interest.
The contribution from Human Interest remains unchanged:
- Individual medical coverage: $1,000
- Family medical coverage: $2,000
Commuter Benefits
In 2027, you can contribute up to:
- Parking – $350/month
- Public Transportation – $350/month
Ready to enroll?
Review the benefits information and resources above, then log into Workday through Okta to complete your new-hire enrollment. Contact your Benefit Advocate if you need assistance.