Supplemental Medical

Supplemental Medical Plans pay a fixed, one-time benefit amount which you can use for any purpose you like. It can help pay for expenses not covered by your healthcare plan (such as your deductible or copays), lost income, childcare, travel to and from treatment, home healthcare costs, or any of your regular household expenses.

    What’s great about these plans are that they complement your existing healthcare coverage, filling in the gaps and offering financial support where it’s needed most. The best part? It’s entirely up to you. These plans are 100% voluntary, allowing you to choose the coverage that fits your lifestyle and priorities. It’s insurance that puts you in control, providing peace of mind when life takes unexpected turns.

    Accident Insurance

    Accident insurance can soften the financial impact of an accidental injury by paying a benefit to you to help cover the unexpected out-of-pocket costs related to treating your injuries.

      Sample Reimbursements

      Deductible (Individual/Family)
      $XX/$XX

      Out-of-Pocket Max (Individual/Family)
      $XX/$XX

      Preventive Care
      $XX

      Primary Care Visit
      $XX

      Specialist Visit
      $XX

      Urgent Care
      $XX

      Emergency Room
      $XX

      Sample Reimbursements

      Ground Ambulance: $300/$1,200
      Emergency Room: $100
      X-Ray: $10
      Hospital Stay/Admission: $100/$500
      Dislocated Hip: $100-$4,000
      Follow-up Physical Therapy Visit: $25

      Total Benefit Paid: $635/$5,835

      What Accident Insurance Covers

      ●  Emergency Room Visits

      ●  Hospital Stays

      ●  Fractures and Dislocations

      ●  Medical Exams – including major diagnostic exams

      ●  Physical Therapy

      ●  Transportation and Lodging – if you are away from home when the accident happens

      Critical Illness

      With critical illness insurance, you’ll receive a lump-sum benefit if you are diagnosed with a covered condition. You can use this benefit however you like, including to pay for treatments, prescriptions, travel, increased living expenses, and more.

        Sample Reimbursements

        Deductible (Individual/Family)
        $XX/$XX

        Out-of-Pocket Max (Individual/Family)
        $XX/$XX

        Preventive Care
        $XX

        Primary Care Visit
        $XX

        Specialist Visit
        $XX

        Urgent Care
        $XX

        Emergency Room
        $XX

        Sample Reimbursements

        Employee and Spouse: $10,000

        Children: $10,000

        What Critical Illness Insurance Covers

        ●  Heart Attack

        ●  Multiple Sclerosis

        ●  Stroke

        ●  Alzheimer’s Disease

        ●  Parkinson’s Disease

        ●  Major Organ Failure